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My Mother has Alzheimer's Dementia and Wants to Continue to Handle Her Finances

by Shea
(Tennesse)

I have financial POA that allows me to handle my mother's finances. What I don't know is if I am legally obligated to return her checkbook is she requests. It is, after all, her money and she should be able to spend or squander if she chooses. I realize that my motives are not objective in handling her finances.

She has had her utilities shut off, spent money on things she did not need and was over or under paying the amounts on any bills by hundreds of dollars.

She asks me for her check book several times a day and has threatened to call the police and report it stolen.

Do you have any suggestions on how to handle this situation?

Shea

This is a difficult situation many care givers face. There is a simple solution to this problem.
Here is website that offers a solution to your problem:http://www.enasco.com/product/9719668C.

It is important to remember that you will need to try different communication techniques
between you and your mother as her disease progresses.

It is important to focus on an indiviudals abilities and strengths, not what they are no longer able to do.
If they can still write and want to attempt to pay checks, then this is a solution that continues to allow them to do that with out affecting their self esteem or destroying their financial status. It is a win-win for all involved.

Thank you for this question.

Diane Carbo RN

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My Mother has Alzheimer's Dementia and Wants to Continue to Handle Her Finances

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Really? Fake Checks??
by: Anonymous

I followed the link given and it took me to a page with fake checks which seems like it would add to the problem.
Appeasing the need to have their checkbook returned, yes. But when mom actually "pays" with a "practice check", that opens up a whole new can of worms!
Or am I not seeing a benefit here?

Sign me...
confused!

Dear Confused

I usually do not respond to posts that do not include an email, but since you have posted this multiple times, I am making an exception.

The first step a care giver would take before introducing the "fake" checks is responsibility for paying the bills with the real checks instead.

The fake checks are just that. They have no routing number,no bank name etc.

It really is not opening a can of worms as you say. These fake checks can accomplish several things. First and foremost it gives the individual suffering from dementia the feeling they are still in control of some aspect of their life. Their self esteem remains intact.

The family care giver has peace of mind knowing the bills and finances are in order and things will not be out of control.
Thank you for your comment.

Diane

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